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In addition, clients for this kind of plan might have extreme legal or criminal backgrounds. It is very important to keep in mind that different carriers offer an array of issue ages on their ensured issue policies as reduced as age 40 or as high as age 80 - funeral plan insurance policies. Some will likewise provide higher face worths, as much as $40,000, and others will enable much better fatality benefit conditions by boosting the rates of interest with the return of premium or decreasing the number of years up until a full fatality benefit is readily available